Behind the polished façade of stability and prosperity, an undercurrent of concern is gaining momentum. As we navigate through the financial landscape, the ominous signs continue. Large and small banks witness consecutive weeks of non-seasonally adjusted deposit inflows while loan volumes spiral downward. This surge in total bank deposits, despite substantial losses in the previous year, prompts a closer examination of the banks' risk-averse behavior.

Source: https://www.youtube.com/watch?v=2gTNIl1V6J0&t=355s