This is a "What the heck is going on" moment, but remember the global banking cartels have ALL THE MONEY and everything it can buy including the insurance companies. Moreover, they greedily grab up every penny they can take out of our pockets and scheme on ways to make us absolutely destitute slaves. 

Excluding from coverage injuries or death from wars, insurrections, violent riots that they plan should not be surprising, but spelling it out in 2024 policies is a bit disconcerting, to say the least.